Last updated: May 19, 2025
BankHub is a mobile application (hereinafter, "the APPLICATION") developed and managed by Francisco Javier Santos Velázquez (hereinafter, "the OWNER") that allows users to manage their savings accounts and deposits in external banks, functioning as a portfolio or wallet of personal bank accounts. The APPLICATION is available for Android devices and offers free features with additional functionalities via subscription.
By entering, browsing, and/or using the APPLICATION, you are accepting the Terms and Conditions of Use contained in this document and are expressly declaring your acceptance.
If you do not fully and completely accept the Terms and Conditions of Use, you must refrain from accessing, using, and/or browsing the APPLICATION and/or any other service offered by BankHub.
The APPLICATION will not keep an individualized copy of this agreement entered into between you and the APPLICATION, so we recommend saving a copy of these Terms and Conditions of Use for your own records.
If you violate the provisions of these Terms and Conditions of Use, you agree that the APPLICATION may terminate your access, exclude you from future operations, and/or take any legal action it deems appropriate to protect its interests.
The source code, design, and content of the APPLICATION are the exclusive property of the OWNER. Any form of unauthorized reproduction, reverse engineering, or software modification is prohibited. It is expressly forbidden to copy, reproduce, adapt, modify, alter, or remove, whether in whole or in part, any indication referring to the ownership of the information contained in the APPLICATION.
It is prohibited to use the APPLICATION for illegal activities.
The APPLICATION offers free access to the basic features of BankHub. However, if you wish to use additional features, you may subscribe to one of the available subscription plans.
The subscription model allows you to access all additional features offered by the APPLICATION through a periodic and recurring payment, whose validity will depend on the selected plan. The plan will remain active as long as you do not cancel your subscription or stop making the corresponding payment. Otherwise, you will lose access to these services.
The subscription will remain active as long as you do not cancel it from Google Play or the payment method is not rejected by the payment platform.
To cancel a subscription from Google Play:
When purchasing any of the subscriptions or services offered by the APPLICATION, you may or may not start with a free trial, the duration of which will depend on the selected subscription. If you start your subscription with a free trial and do not cancel it at the end of the trial period, you will be charged for the first billing cycle.
The APPLICATION determines the duration and terms of the free trial at its sole discretion and therefore reserves the right to revoke the free trial and/or suspend any account that, in the APPLICATION's opinion, violates or abuses the specified terms.
The APPLICATION will charge the subscription on a recurring basis, in accordance with the billing cycle of the service purchased through the payment method selected at the time of completing the form, unless you decide to cancel the subscription before the free trial period ends.
By accepting these Terms and Conditions of Use, you acknowledge, understand, and accept that you are solely responsible for complying with local or national laws applicable to your location. You will be liable for any damages of any kind that the OWNER may suffer, directly or indirectly, as well as for losses, costs, expenses, claims, demands, liabilities (including legal expenses), regardless of their cause, that may arise as a result of your failure to comply with any obligations under this Agreement.
By accepting these Terms and Conditions of Use, you declare that:
All user-provided information related to bank account data in the APPLICATION is encrypted using AES-256 in a local Android device database. This information will never be processed or transmitted outside the device.
The OWNER shall not be held responsible for:
The APPLICATION includes a bank account browser that may show links to third-party websites (e.g., banks, financial institutions, or other platforms). These links are provided for user convenience and information only.
The APPLICATION and the OWNER are not responsible for the content, accuracy, legality, or availability of information published on such external websites, nor for the product or bank account information displayed in the APPLICATION. Accessing and using these links is the sole responsibility of the user.
It is the user’s responsibility to review the terms and conditions and privacy policies of each external website, as well as the accuracy of the information offered by the APPLICATION, before taking any action or providing personal information.
You acknowledge that the Terms and Conditions of Use are of indefinite duration and will take effect from their publication on www.bankhub.app or in the APPLICATION.
The OWNER reserves the right to make changes to this document without prior notice. Therefore, BankHub recommends that you regularly read this document to stay informed about any possible modifications. Any changes to this Agreement will become effective immediately after their publication on www.bankhub.app or the APPLICATION.
You acknowledge and accept that this Agreement is governed by the laws of Spain, and regardless of your location or nationality, you agree to resolve any dispute or interpretation in the courts of Spain, in accordance with the applicable laws of the city of Seville, waiving any other jurisdiction that may correspond to your present or future nationality or residence.
For any inquiries, suggestions, or complaints related to the APPLICATION, you can contact:
Email: contact@bankhub.app